|
U.S. Bank | U.S. Bancorp
800
Nicollet Mall
Minneapolis, MN 55402
www.usbank.com
Sales
$16
billion
Banks - Category Directory
Business Loans - Category Directory
Business Description
U.S. Bancorp, headquartered in Minneapolis, is the 8th largest financial
services holding company in the United States with total assets exceeding
$189 billion at year-end 2003.
Through U.S. Bank® and other subsidiaries, U.S. Bancorp serves 11.6 million
customers, primarily through 2,243 full-service branch offices in 24 states.
Customers also access their accounts and conduct all or part of their
banking transactions through 4,425 U.S. Bank ATMs, U.S. Bank Internet
Banking and telephone banking. In addition, a network of specialized U.S.
Bancorp offices and representatives across the nation serves customers
inside and outside our 24-state footprint through comprehensive product sets
that meet the financial needs of customers beyond basic core banking. Backed
by expertise and advanced technology, these sophisticated U.S. Bancorp
products and services include large corporate services, payment services,
private banking, personal and institutional trust services, corporate trust
services, specialized large-scale government banking services, mortgage,
commercial credit vehicles, and financial and asset management services.
Major lines of business provided by U.S. Bancorp through U.S. Bank and other
subsidiaries include Consumer Banking; Payment Services; Private Client,
Trust & Asset Management; and Wholesale Banking. U.S. Bank is home of the
exclusive U.S. Bank Five Star Service Guarantee.
l i n
e s o f b u s i n e s s
KEY BUSINESS UNITS
• Commercial Banking
• Commercial Real Estate
• Corporate Banking
• Correspondent Banking
• Dealer Commercial Services
• Equipment Leasing
• Foreign Exchange
• Government Banking
• International Banking
• Specialized Industries
• Treasury Management
Wholesale Banking offers strategic lending, depository, treasury
management and other financial services to middle market, large corporate,
financial institution and public sector customers. Experienced, accessible
relationship managers serve as our customers’ link to all the products,
credit, support and resources that the extensive scope of U.S. Bancorp
provides.
S U C C E S S E S • Launched U.S. Bank Returned Check Management, providing
customers the capability to consolidate all returned items to one location,
convert them to electronic items and monitor collection on a
state-of-the-art web-based reporting system.
• Introduced Global Trade Works, an industry-leading web-based Trade Finance
Product Suite; delivers increased customer productivity by providing secure
online access to real-time data and extensive reporting capabilities, and
allows customers to initiate letters of credit via the Internet.
• Introduced enhancements to U.S. Bank ONLINE BANKER services, a web-based
cash management solution; provides a single point of access to information
reporting, plus the initiation of wire transfers, ACH, book transfers, stop
payments and data export functions.
• Expanded U.S. Bank FIRSTLook Now, a new wholesale lockbox image service
that offers same-day, online customer access to wholesale lockbox checks and
invoices, plus added CD-ROM archive capabilities.
• Developed a new remittance processing system for government banking
customers that integrates payment and remittance information received over
the Internet via a newest generation image-based lockbox system; speeds
processing, provides more valuable incoming payment information, enhances
service quality and is scalable and upgradable as customer needs change.
Private Client, Trust & Asset Management meets diverse wealth management
needs through best-in-class personal trust, corporate trust, institutional
trust and custody, private banking, financial advisory, investment
management and mutual fund and alternative investment product services.
Expert advisers and relationship managers offering sophisticated knowledge
and personalized service give U.S. Bank a competitive advantage.
Our
industry-leading Consumer Banking delivers a full range of products
and services to the broad consumer market and small businesses through
full-service banking offices, ATMs, telephone customer service and
telesales, online banking and direct mail. A disciplined sales culture,
optimal distribution channel convenience and a mandate for quality service
are the hallmarks of Consumer Banking.
Our
Retail Payment Solutions business is unique among large issuers in
that we build this business in large part on relationship-based efforts
among our retail and small business customers, among our growing network of
correspondent financial institutions and with a star-studded roster of
co-brand partners. There is enormous potential in the further penetration of
our existing customer base and in our ability to stay at the leading edge of
new product introductions.
Corporate Payment Systems is at the forefront of payment providers,
using leading technology and expertise to automate the entire payment
continuum for commercial buyers and sellers. Card solutions like One Card,
Corporate Card, Purchasing Card and Fleet Card provide flexible solutions
for classic payables, while PowerTrack adds increased control and
sophisticated pre-payment audits for complex business-to-business
procurement processes.
With a compelling investment in the industry’s best technology, our
Transaction Services is the hub of electronic payments transactions for all
U.S. Bancorp ATMs, as well as ATMs, credit and debit cards, merchant
processing, and the electronic funds transfer network gateway for other
financial institutions, through Elan Financial Services. With expertise,
technology, economy of scale and existing potential still within our
markets, this is a full-service, start-to-finish business with growth
expectation.
Diverse U.S. Bancorp national businesses serve customers coast to coast.
U.S. Bank is a leading financial resource for local and state government,
political sub-divisions and the federal government through our Government
Banking business. We are one of the largest tax payment processors for
the U.S. Government, and we provide a wide range of financial services for
the Department of Defense, as well as web and lockbox collection services
for the U.S. Department of Homeland Security. Mortgage Banking
originates loans in all 50 states. We are targeting becoming a Top 10
mortgage provider through expanded sales efforts nationally and also the
extension of our Mortgage Banking as a primary line of business into our
western markets.
With expertise to support the nation’s largest corporations, specialized
industries and our middle market customers, Corporate Banking
provides services to meet the most complex transactional, credit, financial
management, international financing and exchange, and risk mitigation needs.
We are also a national leader in treasury management services. Our
relationship-based model succeeds on the experience of our managers, the
economies of scope and scale derived from our size and geography and our
commitment to cost management. As the leading provider of municipal trust
services and a top provider of corporate, escrow and structured finance
services, Corporate Trust Services brings an unrelenting commitment to
exceeding expectations by providing the right solutions at the right time
for customers nationwide.
U.S. Bancorp Asset Management leverages the multiple distribution
channels and broad geographic range of U.S. Bank to deliver the First
American family of mutual funds, which encompasses a full range of equity
and fixed income investment strategies. We are a performance-driven culture
of expanding non-proprietary distribution, and we continue to promote U.S.
Bancorp Asset Management to prospective customers nationwide.
Banks in the Directory
Bank of America
Comerica Bank
Silicon Valley Bank
SouthTrust Bank
Union Bank of California
U.S. Bank
Wachovia
Wells Fargo
PNC
Business Loans Providers in the Directory
Allied Capital
Bank of America
CapitalSource
CIT Group
GE Capital
Silicon Valley Bank
U.S. Bank
Wachovia
Wells Fargo
|
|
